MoneyTalk-Telegram (unofficial)

Russia's first financial messenger that allows you to transfer money directly in chat, based on Telegram.

TRANSFERS WITHOUT COMMITMENT: all holders of a Tinkoff Black debit card can make money transfers of up to 20,000 rubles without a commission fee to any bank card. So now it does not matter what card your friend has - the transfer is free!

It is up to you to choose how you want to transfer money:

1) To transfer money according to telephone number - it is convenient for those who do not know or have forgotten details of recipient.

Send money to friends from your Telegram contact list or from your phonebook.

Do not worry if the recipient does not have our application. The recipient will receive an SMS with instructions and a link to pick up the money.

If the recipient has already installed Manitok on their smartphone, they will receive a push notification of the transfer.

2) Transfer money directly to the card - if you know the recipient's card details.

Transfers work with cards of any Russian bank in all regions.

To make a transfer of money from card to card with a minimal fee, you need to add the card of the bank to which you want to receive or from which you want to send money.

These cards are securely protected in accordance with international payment systems security standards.

Unofficial MoneyTalk Telegram client is fully translated into Russian.

Instructions on how to use MoneyTalk chat and money:

1) If you are a Telegram user: authorize in "Money Talk: chat and money" under your Telegram messenger account. In this case, you will have access to all personal data and correspondence from Telegram.

2) If you are not yet a Telegram user: register in the Manitolk application using your phone number. The user account in this application will also work for Telegram messenger.

3) Set an access code for payment services. To provide additional security. When sending money, "Manitok" asks for this code to confirm the operation.

4) Select the addressee from the Telegram messenger contact list or from the phonebook.

5) Select the command "Send Money" and fill in the appropriate fields in order to make a money transfer.

The application allows you to store details of up to 5 bank cards. These cards are protected in accordance with international payment system security standards.

Money transfers are available for any Russian banks.

Money transfers to cards of Tinkoff Bank using the Manitok application are free, the commission for money transfers to cards of other banks is 1.5%, but not less than 30 rubles. A single money transfer can send no more than 75,000 rubles.

In terms of functionality and design, "MoneyTalk: chat and money" is fully identical to the Telegram messenger, and even in Russian. At the same time, the application allows you to quickly and securely transfer money to the interlocutor by phone number or bank card number. The interlocutor will be able to receive money even if he is not a Money Talk user.

Support for the program is discontinued.